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August 24, 2010
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Accident News

 

There's The Cost Of The Vehicle Itself, Maintenance, Repairs, Fuel And Auto Insurance

Driving is a privilege, but it comes with a price tag. There's the cost of the vehicle itself, maintenance, repairs, fuel and auto insurance. Many states require you to carry a basic, minimum level of auto insurance. It's a way of sharing the risks of driving. You pay premiums to an insurance company for coverage. In return, your coverage will protect you against most financial losses that might otherwise be staggering.

Auto insurance is more than a matter of insuring your vehicle for loss or repairs after an accident. It is a financial safety net that can help you offset the cost of:

Bodily injuries to yourself or others

Lost wages due to injury

Benefits to survivors when an accident results in death

Lawsuits brought against you as the result of an accident

Repairs made to your car due to damage caused in an accident.

This Web site will guide you through some important decisions about your automobile insurance. How much coverage do you really need? How much liability insurance? Is there any way to save money on auto insurance? First, you'll need to know just what kinds of coverages are available. Many states require a basic liability coverage, but you must decide how much additional insurance you need. You select a package of insurance from standard types of coverage - a package that will protect you, your family, your vehicle and your assets. Your particular package could include:
Bodily Injury Liability

Property Damage Liability

Collision Coverage

Comprehensive Coverage

Medical Payments Coverage

Uninsured/Underinsured Motorist Protection

 

 

 

Contact our Rhode Island Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

 

 
Did You Know?    
 
 
The Highest Number Of Traffic Accident Deaths In A Year Happened In California
In 2003, the highest number of fatal traffic accidents happened in the state of California, with a overwhelming 5,725 deaths due to auto accidents in one year.

 


  Newsroom  
 


Fatal Traffic Accident
On 03/29/07, at about 10:06 p.m., Bakersfield Police responded to the intersection of Wilson Road and South “H’ Street for a major injury traffic a...
Read more >


Car Hit By Train
One man is in the hospital this afternoon after his car was hit by a train.

The accident happened just before one o'clock this afternoon in...
Read more >


Emergency Crews Practice Techniques In Mock Car Crash
To test how fire, medical and security forces respond to a real emergency, exercise planners put together a mock car crash using two battered cars ...
Read more >


More news >

 
 

Terms

 


Today's Terms

Deductible

Definition:
The amount of the loss which the insured is responsible to pay before benefits from the insurance policy are payable.

Limits

Definition:
The maximum amount of benefits the insurance company agrees to pay in the event of a loss.

Limited Tort

Definition:
Offers savings on your premiums. You are still able to recover all out-of-pocket medical and other expenses, however you are not able to recover non-monetary damages or receive payments for pain and suffering unless injuries are defined as serious.

More Terms >

 

Resources

 


More Resources >

 

Hot Topics

 

  • DUI Car Accidents
  • Aggresive Driving
  • Catastrophic Injuries
  • Speeding Accidents

More Topics >

Rhode Island Car Accident Lawyers

 
If you live in one of the following cities and have been in an auto accident you should contact an Rhode Island Car Accident Lawyers as soon as possible:

  • Barrington
  • Bristol
  • Central Falls
  • Coventry
  • Cranston
  • Cumberland
  • East Greenwich
  • East Providence
  • Johnston
  • Lincoln
  • Middletown
  • Narragansett
  • Newport
  • North Kingstown
  • North Providence
  • Pawtucket
  • Portsmouth
  • Providence
  • Riverside
  • Tiverton
  • Wakefield
  • Warwick
  • West Warwick
  • Westerly
  • Woonsocket
  Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com


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